* Best Egg loans are unsecured personal loans through Cross River Bank, a New Jersey chartered bank, member FDIC. Equal Housing Lender. "Best Egg" is a trademark of Marlette Funding LLC. Loan amounts range from $2,000 to $40,000. The minimum individual income required to qualify for a loan in the amount of $40,000 is $130,000 annually. All Best Egg loans in Massachusetts must exceed $6,000, loans in Ohio must exceed $5,000, and loans in Georgia must exceed $3,000. The Annual Percentage Rate (APR) is the cost of credit as a yearly rate. The APR ranges from 4.99% to 29.99%, which may include an origination fee of 0.99%–5.99%. Any origination fees on five-year loans will be at least 4.99%. Origination fees are deducted from loan proceeds. For example, a five-year $10,000 loan with 9.99% APR would have 60 scheduled monthly payments of $201.81, and a three-year $5,000 loan with 5.99% APR would have 36 scheduled monthly payments of $150.57. The APR offered will depend on your credit score, application information, loan amount, loan term, and credit usage history. Requests for the highest loan amount may result in an APR higher than our lowest advertised rate. You must have a minimum 700 FICO® score and a minimum individual annual income of $100,000 to qualify for our lowest rate. Your verifiable income must support your ability to repay your loan. Upon loan acceptance, the timing of funds availability may vary depending upon your bank's individual policies.